Reward cardholders.
Drive top of wallet spend.

Revolutionizing the way you and your cardholders earn.

Evergreen Rewards

Continuously reward your cardholders for shopping and returning to the brands they love.

Rewards Rates graphic
Higher Rates

Receive higher reward rates than with other leading 3rd party networks, meaning more earnings for your cardholder.

Utilization graphic
Increased engagement

Give cardholders more reasons to open your app, stay, and interact.

Frictionless Earning

Unlock revenue through Brand Balances: merchant-funded, passive offers that are locked to brands. Cardholders simply spend and earn.

Effortlessly integrate

Integrate via our API with optional use of our SDK.

iPhone insights image
iPhone screen image
Your app. Our white-labeled solution.

Our easy-to-integrate platform is fully customizable to look and feel on-brand with your existing digital experience.

Unlock meaningful revenue

Save your cardholders more money, while earning from a new merchant revenue channel.

Brand-locked rewards

Cardholders earn rewards in Brand Balance whenever they spend. Since funds remain in the merchant's ecosystem, our rates are higher than industry standard.


Cardholders can save even more (up to 10%) by topping up Brand Balances, while Issuers earn from gift card distribution fees.

App & web Integration

Percents offers a web and mobile SDK, complete with a merchant tab, UX, and interaction flows, and an API with offer and matching data.